General Legal Information

  1. General
    By accessing the website of Union Bank AG, you declare that you have understood and agree to the following terms of use and legal information. If you do not agree to the terms and conditions, please do not access this website.
  2. Access
    The Union Bank AG website is not directed to any persons in any jurisdiction where (by reason of that person’s nationality, residence or otherwise) the publication or availability of the Union Bank AG website is prohibited. Persons in respect of whom such prohibitions apply must not access the website of Union Bank AG.
  3. Not a recommendation or an offer
    The information provided on this website is exclusively for informational purposes only. The information contained herein is not intended as an offer or a solicitation to buy or sell securities or any other investment or banking product or services, nor does it constitute a personal recommendation. In making investment decisions please seek the professional advice of qualified personnel.
  4. No guarantee that the information is up to date, correct or complete
    Opinions constitute our judgment as at the time of publication and are subject to change. Union Bank AG accepts no liability for any direct, indirect or consequential losses arising from any use of information published on this website, or in connection with the use or consultation of this webpage.
  5. Risks
    The value of investments, and the income from them, can go down as well as up. Past performances should not be taken as a guide or guarantee to future performances. Furthermore, prospective investors should inform themselves of the potential tax implications of purchasing, owning and selling investment products in their place of domicile and origin and, if necessary, seek advice locally.
  6. Property rights
    The entire content and structure of Union Bank AG’s web-pages are protected by copyright and all rights are reserved. The partial or complete reproduction of the content, its electronic or other dissemination, its modification, the use of it for public or commercial purposes is not permitted without prior written authorization by Union Bank AG.
  7. Exclusion of liability
    Union Bank AG expressly accepts no liability for losses or damages of any kind arising from using or accessing the Union Bank website or links to third-party websites or from viewing information on its web pages. Furthermore, Union Bank AG accepts no liability for any unauthorised manipulation of users’ IT systems. Union Bank AG expressly draws users’ attention to the risk of viruses and the threat of hacker attacks. Using the latest browser version and antivirus software is thus strongly recommended. E-mails from unknown senders should not be opened.
  8. Data protection and data transfer security
    We expressly draw users’ attention to the fact that data are transferred via public networks such as the Internet or e-mail services which in principle can be accessed by anyone. Union Bank AG can not guarantee the confidentiality of messages or documents sent via such public networks. Anyone sending personal information via a public network should be aware that third parties may be able to view, store and use it without permission. Even if the sender and recipient are in the same country, data transferred between them often pass through other countries, including countries that not offer the same level of data protection. Data may be lost or intercepted by unauthorized third parties during the transfer process. Union Bank AG does not accept any liability for the security of data transferred via the Internet or for direct or indirect losses.
  9. Deposit Guarantee and Investor Compensation Foundation
    Union Bank Ltd. is an associated participant in the deposit guarantee and investor compensation scheme, which is operated by the Deposit Guarantee and Investor Compensation Foundation PCC (FL-0002.039.614-1) and corresponds with EU law. Further information is available on the Foundation’s website under